MOVE-IN READY o BUILT IN 2020 o NO HOA o NO CDD o FENCED YARD! Welcome to 14584 20th St in Dade City! This well-maintained 3-bedroom, 2-bath home provides comfortable modern living with an open and functional floor plan. The kitchen features granite countertops, stainless steel appliances, ample cabinet space, and an easy flow into the main living and dining areas-perfect for everyday living and entertaining. The primary suite includes a private bathroom, while two additional bedrooms provide flexibility for family, guests, or a home office. Luxury vinyl plank flooring and neutral finishes make this home easy to personalize and move right into. Step outside and enjoy the fenced backyard with plenty of space for relaxing, entertaining, pets, or outdoor activities. Additional highlights include a 2-car garage, public water and sewer, and best of all-NO HOA and NO CDD! Conveniently located near Downtown Dade City, Saint Leo University, shopping, dining, schools, and major roadways. USDA financing may be available for qualified buyers. Seller may consider contributing toward buyer closing costs or an interest-rate buy-down with acceptable terms. Schedule your private showing today and discover the value and possibilities of this newer Dade City home!